Friday, June 20, 2008

Why Should Cardholders Pay for Their Credit Cards Processing?

 The Credit Card Fair Fee Act of 2008 has come into legal force, promising financial relief for both retailers and their cards using customers. The new legislation is expected to curb credit card interchange fees or at least make them fairer.What is a credit card interchange, also called transaction, fee, when is it applied and [...]

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[Source: Credit Card Blog | Credit Card Articles]

Saturday, June 14, 2008

AT&T Universal Savings and Rewards Card

AT&T Universal Savings and Rewards Card

  • Get up to 30 free phone minutes per mont
  • Doubles as a calling card
  • Redeem points for travel, gift cards, merchandise, and more

Are you looking for a low-interest-rate card with a great rewards program? Would you like your credit card to double as a calling card? If so, the AT&T Universal Savings and Rewards Program is the ideal card for you. In this post, will give you some basic information about the card and explain what makes it one of the best reward cards out there.

Rewards Program Information

Through the rewards program, you will earn one point for every dollar you spend on all purchases. Cardholders can redeem points for gift cards, travel, merchandise, experiences, and more. You will also enjoy up to 10% savings on AT&T purchases for the first 12 months you are a cardholder. You can earn a maximum of 50,000 points per year, and unused points expire after five years.

Other Card Perks

The AT&T Universal Savings and Rewards Card also doubles as a calling card. As a cardholder, you will receive two free directory assistance inquiries per month, wireless phone loss and theft insurance, and up to 30 free phone minutes per month. This card comes with no annual fee and a very competitive APR as low as 11.24% (depending on your credit score). You will enjoy an unbeatable introductory 0% APR on balance transfers for one year. As a cardholder, you will also have access to a variety of platinum benefits, including up to $1,000,000 in travel accident insurance, lost or stolen card reporting, fraud protection services, and auto rental insurance.

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This weblog is sponsored by Your CreditNetwork Credit Card Center.

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[Source: Credit Card Blog]

Thursday, June 12, 2008

Are Cash Back Credit Cards as Beneficial as They Are Painted?

 Credit card deals with cash back are usually referred to as the most applied-for plastics in the US. No big surprise. They are pretty aggressively advertised. Besides, a desire to be rewarded is a quite natural trait of human nature. You do not have to do anything but make purchases with your cash back card [...]

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[Source: Credit Card Blog | Credit Card Articles]

Wednesday, June 4, 2008

Busting Your Credit Card Ghosts from the Past

 A financially stable, two-parent family can afford raising children. But what if you are a single mother with low income? You can still make it through. But if being a stay-at-home mother is your full-time job? At least for some period, during the first year, when your baby needs you around 24/7?Ok. Child social support [...]

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[Source: Credit Card Blog | Credit Card Articles]

Monday, June 2, 2008

Irreconcilable Differences Can Result In Divorce and In Bad Credit

 When people decide to start their own family, especially if they are young, most tend to think that they are tying the knot with the tongue not to be undone with the teeth. Standing at the altar exchanging wedding vows very few couples think about marital agreement. Husband-and-wife-to-be hope their marriage will last till death [...]

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[Source: Credit Card Blog | Credit Card Articles]

Blue Sky from American Express

Blue Sky from American Express

  • No annual fee
  • Redeem points for a variety of travel discounts
  • Many valuable cardholder benefits & services

If you're looking for a credit card with a stellar travel rewards program, the Blue Sky from American Express card is for you. In this post, we'll review the basics of the card and explain what makes it one of the best travel rewards cards in the industry.

Blue Sky Rewards Program

The Blue Sky from American Express offers one of the best travel rewards programs in the business. Through this program, you will receive one point for every dollar spent on any purchases. You can earn an unlimited amount of miles, and your miles never expire as long as your card is in good standing and active. You may redeem your points for discounts on flights, hotels, cruises, or rental cars, with no blackout dates or travel restrictions. You can only redeem your points toward one purchase at a time in increments of 7,500, which is the equivalent of a $100 credit.

Other Card Information

The Blue Sky from American Express has much more to offer than just the rewards program. You will enjoy access to such services as an online year-end financial statement, auto rental insurance, and return protection services. Return protection services allow cardholders to receive a credit of up to $300 for non-refundable purchases within 90 days. This card has a very competitive interest rate and comes with no annual fee. The card comes with a very attractive 0% introductory APR on purchases for the first 6 months and a 4.99% APR on balance transfers that you submit during the application process. Thus, the Blue Sky from American Express card is ideal for those who plan to take advantage of the low introductory rate offers and the excellent travel rewards program

Additional Resources:



This weblog is sponsored by Your CreditNetwork Credit Card Center.

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[Source: Credit Card Blog]