Credit cards nice and easy

Choosing the Appropriate Bad Credit Credit Card

2009-06-23T11:08:00.009-07:00

If there is one thing common about people having bad credit scores, it is the fact that banks and other financial institutions would think twice ?even thrice ?about doing business with you. And if you are in dire need of money, what bank would agree to throw out a loan your way without having any [...]

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[Source: Credit Card Blog | Credit Card Articles]

How to Get Rid of Credit Card Debt Quickly and Efficiently

2009-06-23T11:08:00.007-07:00

With the global recession looming all over us, it is quite common for people to find themselves burrowed in credit card debt. If you are one of these unfortunate people, then here are some tips and techniques you might want to read on and keep in mind.
Tip #1. Pick a card
Most financial consultants would recommend [...]

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[Source: Credit Card Blog | Credit Card Articles]

A Bad Credit Rating or Good Credit Rating- Which Would You Prefer?

2009-06-23T11:08:00.005-07:00

Let me share to you some stories about credit ratings. This might give you some information on how to deal with it if ever you would experience same thing with my friends.
I have a friend who had a bad credit rating story based on her phone bill. She did not pay her credit due on [...]

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[Source: Credit Card Blog | Credit Card Articles]

How do I Live without You � My Plastic?

2009-06-23T11:08:00.003-07:00

Credit cards are designed to enable people to do cashless transactions on purchasing goods and services � what a noble purpose! And yet, if you have the habit of reaching for that plastic whenever you need cash, you just might end up in the debt pit, not knowing how to get out. Bear in mind [...]

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[Source: Credit Card Blog | Credit Card Articles]

Helpful Tips to Managing Credit Card Debt

2009-06-23T11:08:00.001-07:00

If you find yourself in the unfortunate midst of credit debt, then you just might find a lot of people advising you to consult a professional consultant to manage your credit debt. The truth of the matter is, you do not really have to hire such a consultant at all. It is actually possible to [...]

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[Source: Credit Card Blog | Credit Card Articles]

How I Conquered the Shopping Addict in Me

2009-06-23T11:07:00.009-07:00

Shopping is my past time. I also consider it the best anti-depressant on earth! I can literally open the mall and close it beyond mall hours!
There�s something about shopping that keeps me in high spirits. Perhaps it is the smell of the sweets and all sorts of food. It may be seeing other people enjoy [...]

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[Source: Credit Card Blog | Credit Card Articles]

Getting Yourself Out of Massive Credit Card Debt

2009-06-23T11:07:00.007-07:00

A lot of people are dealing with credit card debt today ?and this is largely due to the global recession that has hit the worldwide economy. If you are one of the people who are presently afflicted with this unfortunate situation, then the wise thing to do is to educate yourself as to how you [...]

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[Source: Credit Card Blog | Credit Card Articles]

Knowing the Costs that Come with Bad Credit Credit Cards

2009-06-23T11:07:00.005-07:00

Having a bad credit score can really be hampering on any person, especially during this economic recession all of us are going through. This is precisely why a lot of people are quite happy that in spite of their low credit ratings, there is still that chance of getting a bad credit credit card ?which [...]

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[Source: Credit Card Blog | Credit Card Articles]

Just How can you Eliminate your Credit Card Debt?

2009-06-23T11:07:00.003-07:00

It is ordinary for people to find themselves in growing mountains of debt, especially during these rough times with the global recession affecting just about everyone all over the world. Some people might even deem this as normal already! If you are one of the people who are dealing with this unfortunate problem, then you [...]

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[Source: Credit Card Blog | Credit Card Articles]

Why Banks are Passing Credit Card Debt to their Consumers

2009-06-23T11:07:00.001-07:00

The global recession has certainly hit the global industry and has hit it really hard. This is precisely why credit card companies are actually passing much of the financial burden they shoulder onto their customers. And this is precisely why if you have a credit card of your own, you should be aware of the [...]

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[Source: Credit Card Blog | Credit Card Articles]

Bad Credit: Clearing Your Credit Report

2009-04-07T07:59:00.001-07:00

Your bad credit prevents you from getting the most attractive and beneficial credit card offers available. So, you need to be able to improve your rating as soon as possible. Remember, bad payment records stay in your credit report for years, keeping you from lowest interest rates and rewards.
Basically, there are 3 ways you can [...]

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[Source: Credit Card Blog | Credit Card Articles]

Choosing Between Credit and Debit Cards

2009-03-19T10:04:00.001-07:00

Knowing the principle differences between credit and debit cards can help you make wiser financial decisions, thus saving you money. Unfortunately, too many consumers seem to mix up these two types of payment tools, especially when it comes to using credit cards and meeting payment obligations on them. Both, credit and debit cards have their [...]

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[Source: Credit Card Blog | Credit Card Articles]

Credit Card Fees and How You Can Avoid Them

2009-03-19T10:03:00.001-07:00

Whether you are planning to get your first credit card or just switch to a new one, be ready to face loads of fees. Just like interest rates, credit card fees come in a variety of types and are charged for the card usage, as well as for all common operations with your account. Knowing [...]

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[Source: Credit Card Blog | Credit Card Articles]

Prepaid Credit Cards � Safety Guaranteed

2009-02-18T08:43:00.001-08:00

What is an ideal credit card in your opinion? Perhaps the one that charges less interest and fewer fees, gives more funds and the feeling of safety. Well you know which side your bread is buttered on, but it is not that easy to find such a deal on the current market. Unless it comes [...]

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[Source: Credit Card Blog | Credit Card Articles]

Easy Credit Cards � Additional Cardholder Benefits

2009-02-12T08:17:00.001-08:00

The days for easy credit lines such as those issued to subprime borrowers have long been gone. Now the bank expects you to have built a solid payment history or charges you outrageous rates and fees to make up for the non-payment risk. But there is still a loophole for underbanked individuals to get a [...]

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[Source: Credit Card Blog | Credit Card Articles]

Credit Card Rewards Being Shaved? � Not for Everyone

2009-01-27T07:24:00.001-08:00

With the gimp economy that we have, credit card companies cut costs attempting to raise or at least retain profits. If you have an American Express, Discover, Chase Bank or Citibank card, you must have felt the sting already. Remember that painful feeling when you could not redeem the hard-earned cash back rewards just because [...]

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[Source: Credit Card Blog | Credit Card Articles]

Barack Obama about the Five-Star Credit Card Rating System

2009-01-12T06:58:00.001-08:00

You must know about the five-star crash test rating system used in the automobile industry. Since it was implemented, the quality of new cars was considerably improved and the number of road accidents has slowed down. The idea of creating a similar system in respect of credit cards has long been stirring around but until [...]

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[Source: Credit Card Blog | Credit Card Articles]

Will the Projected Credit Card Rules of 2010 Become a Strong Protection for Consumers or Sink them down Deeper?

2008-12-22T03:39:00.001-08:00

Enough lyrical digressions for now, let’s get down to business. Federal regulators are planning to impose new rules and regulations for the credit card industry. The new rules are supposed to protect credit card users from lenders’ unfair practices. The two most significant changes on the agenda are banning of interest rates increase on the [...]

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[Source: Credit Card Blog | Credit Card Articles]

Collecting Air Miles to Fly Away from the Credit Crisis

2008-12-16T02:41:00.001-08:00

To tell the truth, I am so fed up with these sickening two words “credit crisis”. I turn on TV and hear these words. I step outside and passing-by people feel it their imperative duty to pronounce these crunching cr� cr� I get into a cab and the driver would talk to me about the [...]

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[Source: Credit Card Blog | Credit Card Articles]

Economy Slowdown Works like an Anti-Credit-Obsession for US Households

2008-12-06T06:37:00.001-08:00

Seems like the current economy problems are here to stay for good. Well, for some months, at least. And it is not just credit card companies and bank that suffer enormous losses due to delinquencies. Many American households in these trying times are struggling to make ends meets. A stream of easy credit that millions [...]

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[Source: Credit Card Blog | Credit Card Articles]

Ring the Alarm! Is US Banking Industry About to Face Great Depression II?

2008-11-30T10:08:00.005-08:00

Americans pretty early start realizing the importance of having a job. Unlike in some other developed countries American teens test waters on the labor market at 14. Many kids that go school find part-time job at fast food restaurants, car washes, recreation and fitness centers, in retail industry, take care of animals and so on.
Most [...]

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[Source: Credit Card Blog | Credit Card Articles]

Citigroup Goes Back on Its Word. Credit Card Rates Increase Is Coming Up

2008-11-30T10:08:00.003-08:00

I’ve been using this credit card from Citibank � Citi Diamond Preferred card for about two years. I am 100% satisfied. It doesn’t grant any incentives, but it has low APR and a 12 months introductory period on purchases and balance transfers. And it was so disappointing to hear that Citigroup is going to raise [...]

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[Source: Credit Card Blog | Credit Card Articles]

Moving to Another State to Get a Job? Leave Your Mortgage Here!

2008-11-30T10:08:00.001-08:00

The economy recession that America is trying to overcome at the moment triggered credit and banking crisis, the loss of equity in housing, dropped corporate earnings. All this quite predictably causes mass layoffs in several industries. Even the most seem to be “recession proof” sectors have to cut significant amounts of the positions.
Auto and airline [...]

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[Source: Credit Card Blog | Credit Card Articles]

Biometric Credit Cards: Not Just a Concept Already

2008-11-30T10:07:00.007-08:00

Remember that nasty feeling of embarrassment and irritation when you discover that you have left your wallet or purse at home, standing at a cash register with a full cart? Pretty soon this feeling might become a survival of times past. Your fingers will become a payment tool.
Indivos Corp. that develops computer hardware, software, computer [...]

Read More...

[Source: Credit Card Blog | Credit Card Articles]

Capital One Card Lab � Choose Your Own Credit Line

2008-11-30T10:07:00.005-08:00

Give the credit card a personality and it will win the customer�s true devotion. That is what all major card-issuing companies promote to achieve a better consumer satisfaction level and streamline their business. A do-it-yourself personalized design option offered by the banks is a smart marketing move to attract customers and win their long-lasting loyalty. [...]

Read More...

[Source: Credit Card Blog | Credit Card Articles]

All-Shrinking Nanotechnologies Attack Credit Card Industry

2008-11-30T10:07:00.003-08:00

J. Bryant Vincent, CEO of AgiLight, unveiled the details of a new technological breakthrough in credit card industry at the Clean Energy Venture Summit in Austin, Texas. He made a top-line declaration that AgiLight is planning to implement LED (light-emitting diodes) technologies into credit cards.
What would you say if your credit card had a screen [...]

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[Source: Credit Card Blog | Credit Card Articles]

What Can Cause Your Credit Card Fixed Interest Rate Hike

2008-11-30T10:07:00.001-08:00

Interest rate is one of the first-to-take-into-consideration credit card features when it comes to choosing a credit card. The two basic types of interest rate you can have on your plastic are fixed rate and variable rate.
A variable rate means that your interest can vary due to the Federal Reserve’s moves, changes on the credit [...]

Read More...

[Source: Credit Card Blog | Credit Card Articles]

Credit after Bankruptcy: Myth or Reality?

2008-11-25T22:15:00.001-08:00

The celebrated case of a couple who had filed bankruptcy twice before they again got up to their neck in debt suggests an interesting idea. Bankruptcy is not the end of financial career; on the contrary, it gives the green to credit companies who seek to make revenues at the bankrupt’s [...]

Read More...

[Source: Credit Card Blog | Credit Card Articles]

Citigroup Goes Back on Its Word. Credit Card Rates Increase Is Coming Up

2008-11-17T22:42:00.001-08:00

I’ve been using this credit card from Citibank Citi Diamond Preferred card for about two years. I am 100% satisfied. It doesn’t grant any incentives, but it has low APR and a 12 months introductory period on purchases and balance transfers. And it was so disappointing to hear that Citigroup is going to raise [...]

Read More...

[Source: Credit Card Blog | Credit Card Articles]

This Is the Jackpot that Jack Hit or How to Save on a Gasoline Credit Card during the Crisis

2008-11-14T22:46:00.001-08:00

Financial crisis and economic recession are probably the most frequently seen and heard words these days. Just like “the Beatles” in the 1960s. Financial experts state that the country’s economy is on the edge of collapse, people feel a real threat hovered over them not just with their backbones, they see actual price rise and [...]

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[Source: Credit Card Blog | Credit Card Articles]

Moving to Another State to Get a Job? Leave Your Mortgage Here!

2008-10-28T22:41:00.001-07:00

The economy recession that America is trying to overcome at the moment triggered credit and banking crisis, the loss of equity in housing, dropped corporate earnings. All this quite predictably causes mass layoffs in several industries. Even the most seem to be “recession proof” sectors have to cut significant amounts of the positions.Auto and airline [...]

Read More...

[Source: Credit Card Blog | Credit Card Articles]

Credit Report Whitewash: Erasing Negative Entries

2008-10-26T23:09:00.001-07:00

Your credit report is the most important source of information about your financial standing, creditworthiness, and your spending habits. Your credit report is what lenders check in the first place when making a decision whether to give you a loan or not. You should constantly keep track of your report and every little change on [...]

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[Source: Credit Card Blog | Credit Card Articles]

Ring the Alarm! Is US Banking Industry About to Face Great Depression II?

2008-09-23T21:58:00.001-07:00

Americans pretty early start realizing the importance of having a job. Unlike in some other developed countries American teens test waters on the labor market at 14. Many kids that go school find part-time job at fast food restaurants, car washes, recreation and fitness centers, in retail industry, take care of animals and so on.Most [...]

Read More...

[Source: Credit Card Blog | Credit Card Articles]

Credit after Bankruptcy: Myth or Reality?

2008-09-15T01:14:00.007-07:00

The celebrated case of a couple who had filed bankruptcy twice before they again got up to their neck in debt suggests an interesting idea. Bankruptcy is not the end of financial career; on the contrary, it gives the green to credit companies who seek to make revenues at the bankrupts need for financing. At [...]

Read More...

[Source: Credit Card Blog | Credit Card Articles]

All-Shrinking Nanotechnologies Attack Credit Card Industry

2008-09-15T01:14:00.005-07:00

J. Bryant Vincent, CEO of AgiLight, unveiled the details of a new technological breakthrough in credit card industry at the Clean Energy Venture Summit in Austin, Texas. He made a top-line declaration that AgiLight is planning to implement LED (light-emitting diodes) technologies into credit cards.What would you say if your credit card had a screen [...]

Read More...

[Source: Credit Card Blog | Credit Card Articles]

How to Do Away with Credit Card Debts without a Balance Transfer Card

2008-09-15T01:14:00.003-07:00

Nearly all US credit card holders have a credit card debt. And sometimes this debt becomes a bad headache for credit consumers. All those interest rates, fees, due dates make it really difficult to pay off your outstanding balance in full. Getting a balance transfer card with favorable terms and 0% intro APR rate is [...]

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[Source: Credit Card Blog | Credit Card Articles]

Capital One Card Lab Choose Your Own Credit Line

2008-09-15T01:14:00.001-07:00

Give the credit card a personality and it will win the customers true devotion. That is what all major card-issuing companies promote to achieve a better consumer satisfaction level and streamline their business. A do-it-yourself personalized design option offered by the banks is a smart marketing move to attract customers and win their long-lasting loyalty. [...]

Read More...

[Source: Credit Card Blog | Credit Card Articles]

Fair Credit: Between Angels and Demons

2008-09-15T01:13:00.005-07:00

How does it feel to have fair credit? Is it a premonition of dropping down to demonic bad credit or an anticipation of becoming a rightful owner of angelic good credit? To tell you the truth, I am an experienced possessor of fair credit in the past. And to me it was like riding a [...]

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[Source: Credit Card Blog | Credit Card Articles]

Biometric Credit Cards: Not Just a Concept Already

2008-09-15T01:13:00.003-07:00

Remember that nasty feeling of embarrassment and irritation when you discover that you have left your wallet or purse at home, standing at a cash register with a full cart? Pretty soon this feeling might become a survival of times past. Your fingers will become a payment tool.Indivos Corp. that develops computer hardware, software, computer [...]

Read More...

[Source: Credit Card Blog | Credit Card Articles]

What Can Cause Your Credit Card Fixed Interest Rate Hike

2008-09-15T01:13:00.001-07:00

Interest rate is one of the first-to-take-into-consideration credit card features when it comes to choosing a credit card. The two basic types of interest rate you can have on your plastic are fixed rate and variable rate.A variable rate means that your interest can vary due to the Federal Reserve’s moves, changes on the credit [...]

Read More...

[Source: Credit Card Blog | Credit Card Articles]

Why Should Cardholders Pay for Their Credit Cards Processing?

2008-06-20T00:40:00.001-07:00

The Credit Card Fair Fee Act of 2008 has come into legal force, promising financial relief for both retailers and their cards using customers. The new legislation is expected to curb credit card interchange fees or at least make them fairer.What is a credit card interchange, also called transaction, fee, when is it applied and [...]

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[Source: Credit Card Blog | Credit Card Articles]

AT&T Universal Savings and Rewards Card

2008-06-14T11:40:00.001-07:00

AT&T Universal Savings and Rewards Card

Get up to 30 free phone minutes per mont
Doubles as a calling card
Redeem points for travel, gift cards, merchandise, and more

Are you looking for a low-interest-rate card with a great rewards program? Would you like your credit card to double as a calling card? If so, the AT&T Universal Savings and Rewards Program is the ideal card for you. In this post, will give you some basic information about the card and explain what makes it one of the best reward cards out there.

Rewards Program Information

Through the rewards program, you will earn one point for every dollar you spend on all purchases. Cardholders can redeem points for gift cards, travel, merchandise, experiences, and more. You will also enjoy up to 10% savings on AT&T purchases for the first 12 months you are a cardholder. You can earn a maximum of 50,000 points per year, and unused points expire after five years.

Other Card Perks

The AT&T Universal Savings and Rewards Card also doubles as a calling card. As a cardholder, you will receive two free directory assistance inquiries per month, wireless phone loss and theft insurance, and up to 30 free phone minutes per month. This card comes with no annual fee and a very competitive APR as low as 11.24% (depending on your credit score). You will enjoy an unbeatable introductory 0% APR on balance transfers for one year. As a cardholder, you will also have access to a variety of platinum benefits, including up to $1,000,000 in travel accident insurance, lost or stolen card reporting, fraud protection services, and auto rental insurance.

Additional Resources:

This weblog is sponsored by Your CreditNetwork Credit Card Center.

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[Source: Credit Card Blog]

Are Cash Back Credit Cards as Beneficial as They Are Painted?

2008-06-12T01:49:00.001-07:00

Credit card deals with cash back are usually referred to as the most applied-for plastics in the US. No big surprise. They are pretty aggressively advertised. Besides, a desire to be rewarded is a quite natural trait of human nature. You do not have to do anything but make purchases with your cash back card [...]

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[Source: Credit Card Blog | Credit Card Articles]

Busting Your Credit Card Ghosts from the Past

2008-06-04T05:10:00.001-07:00

A financially stable, two-parent family can afford raising children. But what if you are a single mother with low income? You can still make it through. But if being a stay-at-home mother is your full-time job? At least for some period, during the first year, when your baby needs you around 24/7?Ok. Child social support [...]

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[Source: Credit Card Blog | Credit Card Articles]

Irreconcilable Differences Can Result In Divorce and In Bad Credit

2008-06-02T02:22:00.003-07:00

When people decide to start their own family, especially if they are young, most tend to think that they are tying the knot with the tongue not to be undone with the teeth. Standing at the altar exchanging wedding vows very few couples think about marital agreement. Husband-and-wife-to-be hope their marriage will last till death [...]

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[Source: Credit Card Blog | Credit Card Articles]

Blue Sky from American Express

2008-06-02T02:22:00.001-07:00

Blue Sky from American Express

No annual fee
Redeem points for a variety of travel discounts
Many valuable cardholder benefits & services

If you're looking for a credit card with a stellar travel rewards program, the Blue Sky from American Express card is for you. In this post, we'll review the basics of the card and explain what makes it one of the best travel rewards cards in the industry.

Blue Sky Rewards Program

The Blue Sky from American Express offers one of the best travel rewards programs in the business. Through this program, you will receive one point for every dollar spent on any purchases. You can earn an unlimited amount of miles, and your miles never expire as long as your card is in good standing and active. You may redeem your points for discounts on flights, hotels, cruises, or rental cars, with no blackout dates or travel restrictions. You can only redeem your points toward one purchase at a time in increments of 7,500, which is the equivalent of a $100 credit.

Other Card Information

The Blue Sky from American Express has much more to offer than just the rewards program. You will enjoy access to such services as an online year-end financial statement, auto rental insurance, and return protection services. Return protection services allow cardholders to receive a credit of up to $300 for non-refundable purchases within 90 days. This card has a very competitive interest rate and comes with no annual fee. The card comes with a very attractive 0% introductory APR on purchases for the first 6 months and a 4.99% APR on balance transfers that you submit during the application process. Thus, the Blue Sky from American Express card is ideal for those who plan to take advantage of the low introductory rate offers and the excellent travel rewards program

Additional Resources:

This weblog is sponsored by Your CreditNetwork Credit Card Center.

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[Source: Credit Card Blog]

0% APR for Jack, Fees and High Rates for Zach?

2008-05-22T02:23:00.001-07:00

You know that people with good and excellent credit are eligible for the best credit card deals with low interests and great rewards. While customers with a credit that needs some improvement or those with no credit sometimes have to bend over backwards to qualify for a credit card with a decent interest rate and [...]

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[Source: Credit Card Blog | Credit Card Articles]

Financial Personalities, Pt.II

2008-05-19T01:17:00.001-07:00

Here are another three types of financial personalities, in one of which you might recognize yourself.Financial Personality #4: The ExperiencedYour Traits: You manage your credit cards in that responsible, confident way that is characteristic of people with sober mind, organized and business-like. You have your budget planned out, and keep your finances under control. You [...]

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[Source: Credit Card Blog | Credit Card Articles]

What Kind of Person Are You? Financially Speaking. Pt.I

2008-05-14T03:08:00.001-07:00

You have, probably, tested yourself answering a couple of psychological quizzes to find out what kind of person you are, what character you have, what psychological type you belong to, etc. But have you ever thought about getting to know what financial personality you have? I have found an interesting research on different types of [...]

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[Source: Credit Card Blog | Credit Card Articles]

A Summer Vacationers Guide through the Jungles of Airmiles Credit Cards

2008-05-09T01:08:00.001-07:00

Yesterday when checking my organizer for the next week’s plans I looked at the date, and guess what I’ve suddenly realized that it’s just 3 weeks left before summer is here! I love summer. Everybody does. Summer is the season of vacations and trips. Summer beach, a lot of sun, sand, light sea breeze That’s [...]

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[Source: Credit Card Blog | Credit Card Articles]

No Credit Limit No Credit Score?

2008-05-02T03:20:00.001-07:00

A credit card with no credit limit seems to be the dream of every card holder. It feels so good to buy whatever you want and just overlook prices. Unlimited credit card freedom attracts a lot. Like in the Nickelback’s song “I need a credit card that’s got no limit and a big black jet [...]

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[Source: Credit Card Blog | Credit Card Articles]

Pump Your Ride! Or The Benefits of Having a Gasoline Credit Card

2008-04-30T02:56:00.001-07:00

Remember that “Pimp My Ride!” show on MTV with Xzibit, if I didn’t mess up with his name? My son was watching it the other day, I saw it out of the corner of my eye. And what I think of all that is that you can pimp your ride not through replacing your old [...]

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[Source: Credit Card Blog | Credit Card Articles]

How Much Will a Debt Warrior Cost You?

2008-04-22T03:12:00.001-07:00

In one of my previous articles titled Transforming Extra Calories into Extra Money on Your Credit Card I apparently paid no due attention to a traditional and perhaps the most effective method of clearing your credit card debt using a balance transfer credit card. Customers who manage their credit with balance transfer services are [...]

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[Source: Credit Card Blog | Credit Card Articles]

War of the Worlds: Creditors Vs. Borrowers

2008-04-19T00:58:00.001-07:00

Credit issuers and credit consumers are supposed to make win-win deals and live in peace and harmony. However, lenders and borrowers’ confrontation seem to never stop. And their coexistence can be called love-hate relationship.Both fight for their rights and want to get maximum profit from deals. But in this eternal battle credit card issuers manage [...]

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[Source: Credit Card Blog | Credit Card Articles]

The Lord of the Rates: Fixed, Variable, Teaser, Intro Which is What?

2008-04-18T01:47:00.001-07:00

Do you know what an interest rate or an APR is? Of course, you do. But can you enumerate all types of APR? And tell what is the best rate for you? The lowest one, you say? Absolutely agree. But let’s get more precise about interest rates types. If you ask why I need it, [...]

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[Source: Credit Card Blog | Credit Card Articles]

Payday Loans Briefing

2008-04-12T00:10:00.001-07:00

The statement that a payday loan is your sheet anchor when you badly need cash is very questionable. Payday loans, undoubtedly, have their advantages. But there are some shortcomings to this type of loans. Personally I try to stay away from this kind of lending services. But let’s count all merits and downsides to payday [...]

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[Source: Credit Card Blog | Credit Card Articles]

Business and Corporate Credit Cards: Apples and Oranges or Just Apples from Different Trees?

2008-04-09T01:47:00.001-07:00

You know about business credit cards, what they are designed for and who applies for them. But you have, probably, also heard about corporate credit cards. Many people suppose that business and corporate credit cards are the same things. Actually, some years ago I was no exception. I also believed that corporate credit cards is [...]

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[Source: Credit Card Blog | Credit Card Articles]

Transforming Extra Calories into Extra Money on Your Credit Card

2008-04-04T03:15:00.001-07:00

Spring is associated not just with nature blossom and love. Spring is the time for spring cleaning and getting yourself ready for the summer. Some people clean, wash, and dry their places and rush to the gyms to lose a couple of pounds they have gained during the winter. But have you thought about alternative [...]

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[Source: Credit Card Blog | Credit Card Articles]

The Sagging Dollar Drops an Iron Curtain between the U.S. Students and Study-Abroad Programs?

2008-04-02T01:05:00.001-07:00

The U.S. dollar is losing its value to other currencies. Initially, it was caused by a large deficit in trade and spending over a few recent years, according to analysts. This situation causes financial experts’ concerns. This might threaten the U.S. financial stability, as slowing economy is not the most attractive factor to investors. [...]

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[Source: Credit Card Blog | Credit Card Articles]

April Fool! or Staying Away from Credit Card Hoaxes

2008-03-27T06:45:00.001-07:00

Just a few days left till the day when your laces suddenly get untied nearly every hour, your sweet ice tea gets salty, and your watch is an hour slow. The fool’s day is all pranksters’ favorite holiday. And when your friends, work-mates, or family members play innocent jokes on you, it is ok. You [...]

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[Source: Credit Card Blog | Credit Card Articles]

Prepaid Credit Cards Pt.2. Types of Prepaid Plastics

2008-03-22T00:58:00.001-07:00

In one of the previous articles you could find out about the peculiarities of prepaid credit cards. In this article you will learn about the types of prepaid offers.Prepaid Credit Cards for StudentsPrepaid offers can become a god alternative to student credit cards. They give all advantages of owning a regular credit card, except for [...]

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[Source: Credit Card Blog | Credit Card Articles]

What Lies Beneath Your Credit Report?

2008-03-18T08:57:00.001-07:00

And once again about your credit report. This issue is inexhaustible, as credit report is one of the key components of your financial standing. And good credit report makes you a welcome client for every credit card company, and makes you eligible for excellent and good credit cards.Whenever you turn to a lender trying to [...]

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[Source: Credit Card Blog | Credit Card Articles]

Paying Taxes with Credit Cards and Getting Rewarded

2008-03-14T07:40:00.001-07:00

There are two inevitable things in America death and taxes, you know. And some people at times would rather choose the first. A federal income tax in the US eats up quite a sufficient part of your earnings. Russians, for instance, have 13% income tax rate. But still the tax evaders’ rate is pretty [...]

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[Source: Credit Card Blog | Credit Card Articles]

Penalty Fees - Inevitable Evil?

2008-03-12T04:03:00.001-07:00

Interest, fees, and penalties are creditors’ bread and butter. They are an integral part of benefits and conveniences that credit cards give you. They are like a small nasty fly that has stuck to your spoon with some really nice nectarine jam. They can poison the enjoyment. But if you are careful with your jam [...]

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[Source: Credit Card Blog | Credit Card Articles]

A Prepaid Credit Card a Black Sheep in Credit Cards Family?

2008-03-05T04:33:00.001-08:00

Some people call prepaid credit cards, along with secured plastics, fake credit cards. These types of cards actually do not provide credit. They just allow you to use your money you have deposited. But is it a ground for regular credit card holders to consider prepaid credit owners odd men out?The statistics shows that about [...]

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[Source: Credit Card Blog | Credit Card Articles]

Sore Upon Sore Is not Salve Credit Card Fraud Monitoring Systems

2008-02-29T06:20:00.001-08:00

Fancy you have finally got a chance to go on your dream trip to Chili, Mexico, Brazil, the Maldives, or the Caribbean. You enjoy every minute of your vacation, lying in the beach, walking around the place, eating feijoado completa in Sao Paolo, or drinking Red Stripe in Jamaica. Imagine your righteous anger and disappointment [...]

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[Source: Credit Card Blog | Credit Card Articles]

Business Together, Debts Apart

2008-02-26T02:18:00.001-08:00

Say you have a small business. You do everything right, your business prospers. But you are not the only owner. You share the business with a partner. And it’s common practice for business owners to have business credit cards. With such plastics you can control all company’s expenses and get business related bonuses. It’s convenient [...]

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[Source: Credit Card Blog | Credit Card Articles]

Helping Your Freshman Kid to Become Credit Wise

2008-02-22T11:02:00.001-08:00

When your kid graduates high school, when you see him or her in that graduation cap and gown, you realize that your baby-boy of girl grew so big. And you get that mixed feeling of melancholy and pride for your child. Going to college is the next important step in your kid’s life. And that [...]

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[Source: Credit Card Blog | Credit Card Articles]

A Perfect Honeymoon: Romance, Your Better Half, and a Travel Rewards Credit Card

2008-02-17T13:07:00.001-08:00

St. Valentine’s Day The most romantic holiday in a year. On this day love birds give each other candies, flowers, Valentine cards, and exchange vows of eternal love. This celebration is a perfect occasion to ask that sacramental “Will-you-marry-me” question. Just imagine, two hearts beating together decide to tie the knot on this wonderful day. [...]

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[Source: Credit Card Blog | Credit Card Articles]

The Dangers of Becoming a Balance Transfer Addict

2008-02-13T14:17:00.003-08:00

You can find numerous articles and tips on how to eliminate your credit card debt in the Net. About 90% of those guidelines imply using balance transfer. And this really seems to be the best decision for people carrying considerable credit card balances. What can be easier? You just get a balance transfer credit card [...]

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[Source: Credit Card Blog | Credit Card Articles]

Outpacing Time with Instant Approval Cards

2008-02-13T14:17:00.001-08:00

With this century’s modern technologies and numerous devices that hasten our pace of living, time flies with the speed of light. High speed internet, high speed trains, high-speed everything Sometimes it seems that your life can run by in a flash. But actually, all those high-tech devices are meant to make our life easier and [...]

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[Source: Credit Card Blog | Credit Card Articles]

Clearing Up Credit Scores Confusion

2008-02-07T00:02:00.003-08:00

When you apply for a credit card your credit score is the major starting point for you to choose a plastic, no matter if it is a business credit card, a consumer card, or any other.Credit card holders often face the problem of understanding the credit related lingo. There are so many confusing terms concerning [...]

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[Source: Credit Card Blog | Credit Card Articles]

Sports, the Olympics, and Credit Cards

2008-02-07T00:02:00.001-08:00

Doing sports these days doesnt just say that you want to be healthy and keep fit, this might also mean that you keep pace with popular trends. And sports are definitely one of them. As for me, when I was a kid I used to play as a quarterback in a school football team. Now [...]

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[Source: Credit Card Blog | Credit Card Articles]

How to Outsmart Skyrocketing Interest Rates

2008-01-28T23:35:00.001-08:00

This year, according to financial forecasts, is going to be a rough one. Some of credit card interest rates can jump to 30% or even higher. Even if you are a good credit owner you cannot be 100% safe from possible interest rate soar. Even your most beneficial cash back credit card will not make [...]

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[Source: Credit Card Blog | Credit Card Articles]

While the World Stock Markets Fall, Its High Time toTake Credit

2008-01-23T23:11:00.001-08:00

Stock markets fall, American banks are looking for a way-out. Let’s make a conjecture what can happen in the nearest future? CreditCardFlyers.com financial writers expect lower rates but higher commissions. The US citizens are recommended to apply for a credit card right now.The World Stock MarketsThis week started from fall of the world stock [...]

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[Source: Credit Card Blog | Credit Card Articles]

Digging Out of Credit Card Debt

2008-01-22T12:07:00.001-08:00

Theres no need to tell about numerous advantages of using credit cards. They have already become an essential part of our everyday life. Owing a plastic is ten million times more convenient than carrying much cash. But, there is always a fly in the ointment. And credit card debt is definitely a fly here. [...]

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[Source: Credit Card Blog | Credit Card Articles]

Getting a Good Credit Card for a Bad Credit

2008-01-20T23:11:00.001-08:00

Credit card issuers love and pamper prosperous card holders. Well-to-do people get the most enticing offers, the most favorable terms, and the most appealing bonuses. Banks would more likely make concessions when it concerns clients with good or excellent credit than when it comes to bad credit owners. People with bad credit rating face more [...]

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[Source: Credit Card Blog | Credit Card Articles]

The Advantages of Low Interest Credit Cards

2008-01-16T22:04:00.001-08:00

People with good or excellent credit have a broader range of credit card offers to choose from. And the deals they can qualify for usually come with better terms and more favorable features than card offers that bad, fair or no credit owners are eligible for. So, if you are a lucky credit card holder [...]

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[Source: Credit Card Blog | Credit Card Articles]

The Balance Transfer Opportunities

2008-01-13T22:22:00.001-08:00

January, time to return to my real life after the winter holidays, go on working and make one more attempt to follow my New year resolution. This year I plan to start jogging, eat more healthy food and reduce my monthly expenses. Even if I forget about my resolution (as I usually do) I [...]

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[Source: Credit Card Blog | Credit Card Articles]

Getting Over Christmas Debt Hangover

2007-12-27T15:52:00.001-08:00

Jingle bells, jingle bells, jingle all the wayOh what fun it is to pay off your debts till next year, MayYeah, sounds a bit gloomy. I know I am no song writer. And maybe next May is an exaggeration. But now that Christmas presents are opened, delicacies are almost eaten up, you no longer hear [...]

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[Source: Credit Card Blog | Credit Card Articles]

Credit Card Offers Are Turning Green

2007-12-23T07:47:00.001-08:00

In my previous post I touched upon the issue of green credit cards. They hit the charts of the best selling credit cards of 2007, and ranked second. I have looked up some information on this type of cards to figure out whether they are really so popular among credit consumers. So, this post is [...]

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[Source: Credit Card Blog | Credit Card Articles]

Credit Cards Bestsellers of 2007

2007-12-20T02:51:00.001-08:00

Now that the year is about to make its way for the next one, 2008, people analyze the events, misfortunes and achievements of the current year. A week left till Americas most loved holiday. Ive been thinking on posting an article on Christmas expenses, shopping holiday season, or how not to lose control over your [...]

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[Source: Credit Card Blog | Credit Card Articles]

One of the Best Airline Miles Credit Cards Existing

2007-12-15T02:14:00.001-08:00

It’s so good to be back to the blog! Actually, many things have changed in my life over the past few weeks. I’m starting a business with a friend of mine. And we had a lot to do. Well, you know, all those permits and licenses, a business plan, tons of papers… Those weeks were [...]

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[Source: Credit Card Blog | Credit Card Articles]

When You Need A New Card

2007-12-05T01:41:00.003-08:00

Most people have at least one credit card, if not more. No matter how many cards you carry in your wallet, theres a chance that you might need a new one! Or maybe you want to consolidate your existing card debt onto a single credit card, for lower rates and easier managing of your finances? [...]

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[Source: Credit Card Blog | Credit Card Articles]

And now Your Good Credit Management is Rewarded

2007-12-05T01:41:00.001-08:00

Discover cardhas to get creative when trying to lure customers over to their side of the fence. Competing against the big names - MasterCard and Visa is no easytask, but Discover has come up with a clever rewards program that just might make more people see the Discover cardas a better option for their credit [...]

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[Source: Credit Card Blog | Credit Card Articles]

Making a List and Checking it Twice

2007-12-05T01:40:00.015-08:00

There’s a reason why Santa Clause makes his list and then checks it twice! It’s because people make mistakes. Because people make mistakes, and because your credit score is calculated based on the information that people enter about you into a file- don’t you think you should get your list and check it twice?Or at [...]

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[Source: Credit Card Blog | Credit Card Articles]

Joe Got Your Identity?

2007-12-05T01:40:00.013-08:00

Identity theft is a growing concern, despite the high-tech attempts companies are making to help prevent it from happening. It used to be that you’d only have to worry about identity theft if you were crazy enough to throw away documents without shredding them first. If Joe the identity-thief was rifling through the dumpster, he’d [...]

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[Source: Credit Card Blog | Credit Card Articles]

Still No Idea about Your Credit Score? Get Your Credit Score FREE!

2007-12-05T01:40:00.011-08:00

Don’t miss the chance to get your credit score for FREE!Unlimited access to your Credit Report for 60 days onlineAutomatic notifications of changes to your credit reportA detailed personal analysisDetails on who has reviewed your reportHow is my Credit Score? Check it out for FREE>>>Did you find this article helpful? Share This

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[Source: Credit Card Blog | Credit Card Articles]

Credit Cards and Credit History

2007-12-05T01:40:00.009-08:00

Responsible credit card use can help you get out of a bad-credit situation. If youve had some problems making payments in the past, or know your credit isnt perfect- then you know exactly how it effects you. When you apply for credit, you get turned down. Even a new employer can use your credit score [...]

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[Source: Credit Card Blog | Credit Card Articles]

Business Credit Cards - The Secured Card Option

2007-12-05T01:40:00.007-08:00

Some people think secured credit cards are for people who just cant get any other financing. While it’s true that individuals with less than perfect credit can still get a secured credit card, many secured options offer just as many benefits as traditional cards and should not be over looked as a valuable form of [...]

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[Source: Credit Card Blog | Credit Card Articles]

Maximize Credit Card Use

2007-12-05T01:40:00.005-08:00

Yes, credit cards have a bad reputation in the eyes of most people. We all do it though- we get mad because we pay one of our credit cards a little late and then get hit with late fees, or worse, an interest rate hike on all of our credit cards.You can really maximize your [...]

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[Source: Credit Card Blog | Credit Card Articles]

A free $75 just for opening a new checking account

2007-12-05T01:40:00.003-08:00

Don’t you just hate it when you hear about a good deal after it’s too late to benefit from it? Hopefully that won’t happen to you since you’re reading this right now!Don’t miss out ongetting $75 for doing nothing special the way that I did. I still have steam coming out of my ears since [...]

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[Source: Credit Card Blog | Credit Card Articles]

Student Credit Cards for the Holidays

2007-12-05T01:40:00.001-08:00

I know credit cards can be really bad, when they’re used wrong. As students, though, you’ve got so many great opportunities for good student credit cards that offer outstanding rewards programs and reasonable interest rates, that if you just learn how to use the effectively, you can enjoy the freedom they give you and build [...]

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[Source: Credit Card Blog | Credit Card Articles]

Credit Cards Hit (Hartford Courant)

2007-12-04T00:05:00.015-08:00

Senate Subcommittee Will Look Into Allegedly Abusive Practices Some members of Congress are denouncing credit card industry practices that include raising interest rates for customers whose credit ratings decline, even if they make their card payments on time.

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[Source: Yahoo! News Search Results for credit cards]

Congress to ask US banks to explain credit card 'abuses' (TODAYonline)

2007-12-04T00:05:00.013-08:00

This file foto shows people waiting in line to pay for their purchases at a store in Arlington, VA. A US congressional panel Tuesday will ask some of America's largest financial institutions to explain how they set interest rates on credit cards after hundreds of consumers complained to Congress.

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[Source: Yahoo! News Search Results for credit cards]

Congress might limit credit card rates when scores dip (KRON 4 Bay Area)

2007-12-04T00:05:00.011-08:00

CAPITOL HILL (AP) - Some in Congress appear ready to step in to protect consumers from soaring interest rates on credit cards when their credit scores decline.

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[Source: Yahoo! News Search Results for credit cards]

Senators probe surprise credit card rate rises (Washington Post)

2007-12-04T00:05:00.009-08:00

WASHINGTON (Reuters) - As consumers whip out their credit cards for another holiday shopping binge, a U.S. Senate panel on Tuesday will examine surprise interest rate increases, even for cardholders who scrupulously make payments on time.

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[Source: Yahoo! News Search Results for credit cards]

Credit cards nice and easy

Choosing the Appropriate Bad Credit Credit Card

How to Get Rid of Credit Card Debt Quickly and Efficiently

A Bad Credit Rating or Good Credit Rating- Which Would You Prefer?

How do I Live without You � My Plastic?

Helpful Tips to Managing Credit Card Debt

How I Conquered the Shopping Addict in Me

Getting Yourself Out of Massive Credit Card Debt

Knowing the Costs that Come with Bad Credit Credit Cards

Just How can you Eliminate your Credit Card Debt?

Why Banks are Passing Credit Card Debt to their Consumers

Bad Credit: Clearing Your Credit Report

Choosing Between Credit and Debit Cards

Credit Card Fees and How You Can Avoid Them

Prepaid Credit Cards � Safety Guaranteed

Easy Credit Cards � Additional Cardholder Benefits

Credit Card Rewards Being Shaved? � Not for Everyone

Barack Obama about the Five-Star Credit Card Rating System

Will the Projected Credit Card Rules of 2010 Become a Strong Protection for Consumers or Sink them down Deeper?

Collecting Air Miles to Fly Away from the Credit Crisis

Economy Slowdown Works like an Anti-Credit-Obsession for US Households

Ring the Alarm! Is US Banking Industry About to Face Great Depression II?

Citigroup Goes Back on Its Word. Credit Card Rates Increase Is Coming Up

Moving to Another State to Get a Job? Leave Your Mortgage Here!

Biometric Credit Cards: Not Just a Concept Already

Capital One Card Lab � Choose Your Own Credit Line

All-Shrinking Nanotechnologies Attack Credit Card Industry

What Can Cause Your Credit Card Fixed Interest Rate Hike

Credit after Bankruptcy: Myth or Reality?

Citigroup Goes Back on Its Word. Credit Card Rates Increase Is Coming Up

This Is the Jackpot that Jack Hit or How to Save on a Gasoline Credit Card during the Crisis

Moving to Another State to Get a Job? Leave Your Mortgage Here!

Credit Report Whitewash: Erasing Negative Entries

Ring the Alarm! Is US Banking Industry About to Face Great Depression II?

Credit after Bankruptcy: Myth or Reality?

All-Shrinking Nanotechnologies Attack Credit Card Industry

How to Do Away with Credit Card Debts without a Balance Transfer Card

Capital One Card Lab Choose Your Own Credit Line

Fair Credit: Between Angels and Demons

Biometric Credit Cards: Not Just a Concept Already

What Can Cause Your Credit Card Fixed Interest Rate Hike

Why Should Cardholders Pay for Their Credit Cards Processing?

AT&T Universal Savings and Rewards Card

AT&T Universal Savings and Rewards Card

Rewards Program Information

Other Card Perks

Are Cash Back Credit Cards as Beneficial as They Are Painted?

Most Popular Credit Cards

Busting Your Credit Card Ghosts from the Past

Irreconcilable Differences Can Result In Divorce and In Bad Credit

Blue Sky from American Express

Blue Sky from American Express

Blue Sky Rewards Program

Other Card Information

0% APR for Jack, Fees and High Rates for Zach?

Financial Personalities, Pt.II

What Kind of Person Are You? Financially Speaking. Pt.I

A Summer Vacationers Guide through the Jungles of Airmiles Credit Cards

No Credit Limit No Credit Score?

Pump Your Ride! Or The Benefits of Having a Gasoline Credit Card

How Much Will a Debt Warrior Cost You?

War of the Worlds: Creditors Vs. Borrowers

The Lord of the Rates: Fixed, Variable, Teaser, Intro Which is What?

Payday Loans Briefing

Most Popular Credit Cards

Business and Corporate Credit Cards: Apples and Oranges or Just Apples from Different Trees?

Transforming Extra Calories into Extra Money on Your Credit Card

The Sagging Dollar Drops an Iron Curtain between the U.S. Students and Study-Abroad Programs?

April Fool! or Staying Away from Credit Card Hoaxes

Most Popular Credit Cards- March 24th, 2008

Prepaid Credit Cards Pt.2. Types of Prepaid Plastics

What Lies Beneath Your Credit Report?

Paying Taxes with Credit Cards and Getting Rewarded

Penalty Fees - Inevitable Evil?

A Prepaid Credit Card a Black Sheep in Credit Cards Family?

Sore Upon Sore Is not Salve Credit Card Fraud Monitoring Systems

Business Together, Debts Apart

Helping Your Freshman Kid to Become Credit Wise

A Perfect Honeymoon: Romance, Your Better Half, and a Travel Rewards Credit Card

The Dangers of Becoming a Balance Transfer Addict